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Financial solutions that are right for you

It's My Payday Now is a leading provider of short-term lending options.  We partner with a large panel of financial institutions to offer you a fast, convenient and strictly confidential short-term lending solution. Our loans are the flexible way to manage a temporary financial issue.


Whether you want to avoid traditional overdraft charges, settle unexpected bills or pay for a last minute trip, apply online and we could give you a decision today.


A short-term loan from It's My Payday Now can help you solve temporary cash flow problems in your bank account and avoid costly overdraft charges and late payment fees. The loans can be used for any reason you may have. We do not need to know why you need a loan and the process is completely confidential. To qualify, applicants must be UK residents, over 18 years old and employed.

It's My Payday Now's short-term financial solutions are the flexible way to help you take control. We want to be sure your loan is right for both your plans and your finances. That's why you'll find helpful online tools to help you decide what you can comfortably borrow.

Apply today and get a personalised quote online.

Its My Payday Now make it easy to get your finances in order

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Terms and Conditions apply. Your rates may vary based on your personal circumstances and with the actual lender we select and accepts you. Representative APR (Annual Percentage Rate of charge): 1286%. Representative APR example: Borrow £300 for 30 days. The total charge for credit is £75. Interest is fixed at a rate of £25 per £100 loan. The Total Repayable is £375. Representative 1286% APR. The APR includes important factors such as the interest rate you must pay; how you repay the loan; the length of the loan agreement (or term); frequency and timing of instalment payments and amount of each payment. Payday advances should be used for short-term financial needs only, not as a long-term financial solution. Customers with credit difficulties should seek credit counselling. Subject to approval times and lender's own policies. In most cases, funds will be deposited the same working day, if approved by 14:30. Approval may take up to 30 minutes in most cases.

Loan amounts are based on consumer's credit history and ability to repay loan. Not everyone may qualify for £2,500. Its My Payday Now is not a lending or banking institution and it does not broker loans to lending institutions. The personal information you provide will be provided to a third party lender to provide you with a loan application and the potential to receive a loan. Its My Payday Now makes no guarantees or warranties with regards to the availability of a loan or any other aspect of the terms and conditions of the lending institution. This web site places no value to this service. For details, questions, or concerns regarding your unsecured cash loan please contact the lending institution directly. Not all lenders can provide up to £2,500. Cash transfer time may vary between lenders. We assume no responsibility for the services or information you may receive from the lender. All loans are subject to credit approval. Certain limitations apply.

*The APR% for Payday Loans may seem quite high at first glance. Taking into account that all setup fees and administrative costs are included and since most Payday Loans are paid over a period of no more than 70 days a yearly APR% might be misleading. In most cases taking a payday loan is much cheaper than paying overdraft penalties, bounced cheques or unpaid bill charges. Disclaimer: As a condition of extending credit, some lenders you may be matched with may run a credit check from a major credit reference agency upon your consent. Its My Payday Now is a licensed credit broker by the Office of Fair Trading.