About It's My Payday Now

It's My Payday Now has been set up to assist the tens of thousands of people in the UK each week who need help with finding a short-term loan option.  At It's My Payday Now we recognise that an unexpected crisis can be a stressful time, especially when you don’t have enough funds available to solve the problem.

 

Short-term loans are now a popular solution to alleviating unexpected financial issues and a growing number of eligible UK residents do indeed take advantage of this type of loan. We have made our online process as simple to use as possible and completely confidential.  We do not ask you why you need our financial solutions.   



Our application process is as straight-forward as we could make it.  We only ask a few essential questions. For example, you will be asked where you work and you will have to provide your bank account information. You must also provide proof of your age as you must be 18 years or older in order to take out a short-term loan.

Typically you can borrow up to £1000 and funds are usually transferred to your bank account the same day you apply. At It's My Payday Now we do not ask you to return any documentation and we make it our business not to ask prying questions. In fact, the entire application process only takes a few minutes.

 

So if your are looking for a simple and less time consuming way to apply for a short-term loan apply online today with It's My Payday Now. In addition, we do not base our decision to lend to you over the long term, we are only interested in your present circumstances. So even if you have a less than perfect credit record you may still qualify for one of our lending solutions.

 

Why not see what our customers say about us

© 2011 All Rights Reserved | It's My Payday Now | 145 - 157 St John St, London, EC1V 4PW | Data Protection Number: Z1703023 | Credit License Number: 612532


Terms and Conditions apply. Your rates may vary based on your personal circumstances and with the actual lender we select and accepts you. Representative APR (Annual Percentage Rate of charge): 1286%. Representative APR example: Borrow £300 for 30 days. The total charge for credit is £75. Interest is fixed at a rate of £25 per £100 loan. The Total Repayable is £375. Representative 1286% APR. The APR includes important factors such as the interest rate you must pay; how you repay the loan; the length of the loan agreement (or term); frequency and timing of instalment payments and amount of each payment. Payday advances should be used for short-term financial needs only, not as a long-term financial solution. Customers with credit difficulties should seek credit counselling. Subject to approval times and lender's own policies. In most cases, funds will be deposited the same working day, if approved by 14:30. Approval may take up to 30 minutes in most cases.

Loan amounts are based on consumer's credit history and ability to repay loan. Not everyone may qualify for £2,500. Its My Payday Now is not a lending or banking institution and it does not broker loans to lending institutions. The personal information you provide will be provided to a third party lender to provide you with a loan application and the potential to receive a loan. Its My Payday Now makes no guarantees or warranties with regards to the availability of a loan or any other aspect of the terms and conditions of the lending institution. This web site places no value to this service. For details, questions, or concerns regarding your unsecured cash loan please contact the lending institution directly. Not all lenders can provide up to £2,500. Cash transfer time may vary between lenders. We assume no responsibility for the services or information you may receive from the lender. All loans are subject to credit approval. Certain limitations apply.

*The APR% for Payday Loans may seem quite high at first glance. Taking into account that all setup fees and administrative costs are included and since most Payday Loans are paid over a period of no more than 70 days a yearly APR% might be misleading. In most cases taking a payday loan is much cheaper than paying overdraft penalties, bounced cheques or unpaid bill charges. Disclaimer: As a condition of extending credit, some lenders you may be matched with may run a credit check from a major credit reference agency upon your consent. Its My Payday Now is a licensed credit broker by the Office of Fair Trading.