We are committed to responsible lending.
At It's My Payday Now we allow you to get funds quickly, sort out your problems and repay the loan as quickly as possible, helping you to avoid getting tangled up in long term commitments which can strangle your finances for years.
You to choose how much money you want to borrow and for how many days. We do not want you to borrow a fixed sum you might not need, nor do you accrue interest for longer than necessary. The amount you apply for and the length of the loan affect the cost of repayment too, so you can make adjustments until you’re happy with all elements of your application.
In contrast to a credit card or overdraft, you must commit to settling your loan quickly. You can then use our service again the next time you need short-term cash on demand. We do not endlessly roll your balance from month to month and no further funds are made available until your existing loan is repaid.
All our charges are completely transparent. we supply funds quickly and we would like you to repay on your next payday and then go about your life happily.
We place emphasis on building a responsible and trusting relationship with you. Usually first-time customers can initially apply for up to £300 and after repaying your first loan, we will gradually start to increase your trust rating. As you repay our trust, you will enjoy improved flexibility to apply for more in the future if need be.
Applying for any form of credit is not a decision to be taken lightly. Please remember that if your It's My Payday Now application is approved, it becomes a two-way street and you will need to keep a serious undertaking. We want our relationship to be a happy and trusting one, so we lay out the facts as clearly as possible. Only you can decide whether to apply or not, so please only do so if you’re confident you’ll have the funds to comfortably make repayment on your chosen date.