Payday loans or cash advances, were first available on the high street from cheques cashing shops and pawn broker establishments. Internet payday loans with its much cleaner image have been helping customers in the UK since 2003. As one of the fastest growing sectors in the loans industry, people are now seeing the many benefits of having this product available to them.

The most common reasons our customers use a payday loan are: An unexpected bill payment means emergency cash is required.

• Cash is needed for an emergency home repair e.g. plumbing
• Avoiding expensive bank overdraft charges or missed direct debit/credit card charges which also effect credit ratings