How it Works
We recognise that payday does not always come around when you need it most. In order to bridge the gap a payday loan can be a simple and effective tool to overcome a short term cash flow issue. They are quick to organise, affordable and simple to repay.
How do I get a Payday Loan from Itsmypaydaynow.com?
Easy, you apply online using our simple 1 minute application form, you get an instant decision and in the vast majority of cases there is no need for you to send any information into us. Note that in some cases we cannot verify details you have provided and we will ask you to supply extra details.
When will I receive my money?
Again in the vast majority of cases it will be the same day as you apply, so long as you have completed your application before 1pm, otherwise it will be the next day. Some banks take up to 3 days to clear our funds, but this is not the norm.
How much can I borrow?
The minimum is £80 and the maximum is £750 and depends to some extent on your circumstances. The first time you take a payday loan you may be offered less than the second time around.
We charge £25 per £100 borrowed and there are no hidden costs like ‘setup fees’ or ‘documentation fees’.
How do I repay a payday loan from Itsmypaydaynow.com?
There are two methods of repayment that we may setup depending on your circumstances. The first is by simply debiting the payment from your debit card on your payday. The second is to setup a direct debit which will take the payment in full, also on your next payday.
Is it possible to postpone payments to the following month?
In some circumstances this is possible, we would encourage you to call customer services and explain your requirements and they will do their best to accommodate you. You should however ensure that you do your very best to make the payment in full on the agreed date.
